09/12/2020
The UAE’s Wages Protection System (WPS) explained | Living-ask-us – Gulf News
Step 2: The company enters into a WPS agreement with the bank or agent.
Step 3: The company issues salary transfer instructions to the bank or agent.
Step 4: The bank or agent noti es WPS, which sends workers' details and wages as well as the salary
transfer instructions electronically to the UAE Central Bank.
Step 5: The UAE Central Bank then forwards those details to MOHRE, for the Ministry to cross-check
their database in order to make sure that the details received correspond with those registered with
the Ministry.
Step 6: WPS authorises the employer’s bank or agent to make payment to employee.
Step 7: The bank or agent transfers the salary to the employee’s account.
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How can I withdraw the amount?
ATM card
For employees who have a bank account, which has issued an ATM card, the process is relatively
simple. The salary transfer noti cation is sent by the bank with which you have a personal account. This
could be through an SMS, if you have registered for SMS noti cation services, or via email.
WPS card
In case a number of employees do not have a bank account, and setting one up would be a costly
exercise, companies can tie up with money exchanges in the UAE, which provide cost-effective WPScompliant payroll solutions. The exchanges allow employers to transfer funds for salary disbursal to the
exchange. The exchange also provides WPS cards to employees, which they can then use to access
their salary. This can be done at any of the registered exchange houses or through WPS machines set
up in different locations, the details of which are provided to employees.
What can I do if my employer doesn’t pay me on time?
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